I was trying for months to get a loan modification but every time the bank told me I didn't qualify. Then we found Todd Murphy Law and filed a Chapter 13 Bankruptcy right before our home was sold at a sheriff sale. Wow! Were we glad we did. We were able to pay back all our missed payments over 60 months and started to pay our mortgage again right away. A Chapter 13 Bankruptcy saved our home when a loan modification could not.
I lost my job and then immediately couldn't keep up. Once the credit collectors started to come, I had no choice but to file chapter 7 bankruptcy. I thought I would never again have good credit. But, two years later, my score is 750 after following the method Todd taught me.
With the end of the year (2015) here, I've been reviewing my financial situation as I get a jump on my taxes. Everything Todd said would happen, has. I tear up multitudes of credit offers. I have money saved. Every bill is paid on time. Everything is just great. I still have vivid memories of the process and how Todd, with his most excellent staff, guided me through it. I know people just do this, and move on, but I could never have arrived at this point in life without Todd Murphy's help, and felt a follow-up review was in order. Thank you Todd.
I desperately tried to get a loan mod, but kept being denied. I had been scammed by people who promised that they could help me. I thought that I had run out of options, but then the sheriff sale notice was nailed to my front door, and I decided to make one more call. With Todd Murphy's help I was able to stop the sale and save my home.
Dear mr.todd thank you so much for helping me get the ball rolling. You were the first person/lawyer you contacted me when I was feeling very scared. You taught me so much I have learned things I never knew. i have a modification loan application sent out and the sheriff sale on my home was postponed for three months. You made me feel so good again and you helped me save my home. i could never thank you enough something I will never forget.
Todd, is a competent severely professional attorney. He provided excellent advice and guidance for myself and my company. Thanks Todd
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